Portfolio operating calendar
Track borrower, covenant, payment and reporting obligations.
PRIVATE CREDIT & LOAN SERVICES
Connected operations across the credit lifecycle.
Bring covenants, borrower information, borrowing-base inputs, structured-credit controls and asset-level events into one operating layer connected to fund accounting and reporting.
Overview
Credit operations is the wider operational layer around a portfolio of loans after origination. It connects loan administration/servicing to covenant monitoring, borrower reporting, borrowing-base controls, structured-credit/CLO operations, data management and fund-level reporting.
This is the umbrella capability for private-credit managers that need a scalable asset-level middle office rather than only basic fund accounting.
Our capabilities
Borrower data control
Collect/normalise financial and compliance data.
Covenant monitoring support
Maintain test data, status and evidence.
Borrowing-base workflow
Support eligible asset/collateral and certificate calculations.
Structured credit / CLO operations
Maintain recurring portfolio, operating and compliance data for structured-credit oversight.
Fund integration
Connect approved asset-level events to fund accounting and portfolio reporting records.
Service coverage
Core records
- Loan master/documents
- Borrower financials
- Compliance certificates
- Borrowing-base files
- Agent notices
- CLO/structured-credit data
- Fund accounting data
Operating activities
| Step | Activity | What happens |
|---|---|---|
| 1 | Inventory obligations | Build asset-level calendar. |
| 2 | Collect | Ingest borrower/agent data. |
| 3 | Validate | Check completeness/source consistency. |
| 4 | Calculate / test | Apply approved covenant or borrowing-base rules. |
| 5 | Escalate | Route breaches, exceptions or missing data. |
| 6 | Integrate | Publish approved loan data to fund reporting. |
Reporting and oversight
- Credit operations dashboard
- Borrower-reporting status
- Covenant status
- Borrowing-base support pack
- Structured-credit/CLO report
- Asset-to-fund reconciliation
What clients gain
Clear portfolio obligations
Track borrower, covenant, payment and reporting obligations.
Complete borrower information
Collect/normalise financial and compliance data.
More reliable covenant monitoring
Maintain test data, status and evidence.
Controlled borrowing-base support
Support eligible asset/collateral and certificate calculations.
Governance and integration
Credit Operations is delivered through defined responsibilities, controlled records and documented review. Material exceptions, judgements and approvals remain visible and attributable throughout the operating process.
- Source-linked borrower data.
- Versioned covenant/eligibility rules.
- No autonomous credit decision.
- Breach/missing-data escalation.
- Reconciliation to loan and fund records.
Expertise and delivery
Experts behind the service.
Relevant professionals support service design, exception review and delivery governance where specialist judgement is required.
Meet our Experts & ProfessionalsTechnology that supports control.
Controlled data, workflow and review capabilities support consistent execution, transparent oversight and traceable evidence.
Explore Technology & ExpertiseConfigured around your operating model.
Services can be delivered through managed operations, technology enablement, co-sourced delivery or transition support.
See How We WorkFrequently asked questions
Is Credit Operations investment management?
No. It is the operational data, monitoring and workflow layer; investment decisions remain with the manager.
How does it relate to Loan Servicing?
Loan servicing handles recurring facility events; credit operations adds monitoring, portfolio data and structured-credit control.
Can it support CLOs?
Yes as operating/compliance support, with trustee/collateral-manager/formal calculation roles kept separate.
Discuss Credit Operations
Start with one workflow, one operating issue or one provider transition. We will map the current process, responsibility boundaries, required data and a practical first engagement.