Rule setup
Capture approved eligibility/advance/reserve rules.
PRIVATE CREDIT & LOAN SERVICES
Controlled borrowing-base administration and certificate support.
Support recurring collateral eligibility, advance-rate, concentration and reserve calculations from approved source data through reconciliation, specialist review and certificate-support reporting.
Overview
Borrowing-base administration supports lending structures where permitted borrowing depends on eligible assets/collateral, advance rates, concentration limits, reserves and other document-defined rules.
Relevant to asset-based lending, specialty finance and selected private-credit facilities.
Our capabilities
Data intake
Ingest the approved asset or collateral tape into a controlled calculation dataset.
Eligibility
Apply the approved eligibility and concentration rule set to the validated dataset.
Concentration/reserves
Calculate concentration limits, reserves and approved adjustments with traceable inputs.
Reconciliation
Compare borrower, lender and agent records and route material differences for resolution.
Certificate support
Prepare the review pack, exception record and supporting calculation evidence.
Service coverage
Core records
- Credit agreement definitions
- Asset/collateral tape
- Borrower certificate
- Concentration data
- Reserves/haircuts
- Amendments
Operating activities
| Step | Activity | What happens |
|---|---|---|
| 1 | Validate source | Check asset data. |
| 2 | Apply rules | Determine eligibility. |
| 3 | Calculate | Apply rates/limits/reserves. |
| 4 | Compare | Reconcile to borrower/agent certificate. |
| 5 | Review | Escalate discrepancies. |
| 6 | Publish | Prepare support pack. |
Reporting and oversight
- Eligibility report
- Borrowing-base calculation support
- Concentration/reserve analysis
- Difference report
- Review checklist
What clients gain
Controlled rule setup
Capture approved eligibility/advance/reserve rules.
Complete collateral data
Ingest the approved asset or collateral tape into a controlled calculation dataset.
Consistent eligibility tests
Apply the approved eligibility and concentration rule set to the validated dataset.
Transparent concentration and reserve calculations
Calculate concentration limits, reserves and approved adjustments with traceable inputs.
Governance and integration
Borrowing Base Administration is delivered through defined responsibilities, controlled records and documented review. Material exceptions, judgements and approvals remain visible and attributable throughout the operating process.
- Source-linked rule definitions.
- Rule version control.
- No interpretation of ambiguous eligibility without authorised decision.
- Dual review of material calculations.
Expertise and delivery
Experts behind the service.
Relevant professionals support service design, exception review and delivery governance where specialist judgement is required.
Meet our Experts & ProfessionalsTechnology that supports control.
Controlled data, workflow and review capabilities support consistent execution, transparent oversight and traceable evidence.
Explore Technology & ExpertiseConfigured around your operating model.
Services can be delivered through managed operations, technology enablement, co-sourced delivery or transition support.
See How We WorkFrequently asked questions
Is this relevant to all private credit?
No. It is specific to facilities using borrowing-base mechanics.
Can rules be automated?
Yes after formal approval and validation.
What is the key control?
Trace each rule/calculation to approved documentation and source asset data.
Discuss Borrowing Base Administration
Start with one workflow, one operating issue or one provider transition. We will map the current process, responsibility boundaries, required data and a practical first engagement.